3 business costs - everyone forgets the third one

I went into business to build freedom for my family.
More time with wife and kids. Income that works while I sleep.
The dream lah. What I built instead? A prison.

Not only did the business fail to generate income - it demanded everything. Late nights. Missing bedtime stories. 100 fires to fight daily.
I was tired. Burnt out. And the worst part? Broke.

I worked harder than ever while my business slowly bled me dry.
Revenue? Unpredictable. Overhead? Relentless.
RM25k every month. Rental, salaries, utilities.
Have to pay whether I made sales or not.

As cash dwindled, compromises started. Partial credit card payments. Choosing between bills - pay Maxis or Unifi?
Telling my wife to dig into her savings. Borrowing from my brother. Then my parents.

Rock bottom wasn't when money ran out. Rock bottom was discovering I couldn't even quit.

No money to pay suppliers. Rental penalties. Staff termination costs.

My financial Kobayashi Maru - can't continue operating, can't afford to shut down. Trapped between two impossible choices.

That business eventually cost me RM200k in losses. Left me RM60k in debt.

Statistics say 95% of businesses fail. Nobody mentions how expensive failing can be.

Every business has THREE costs:
1. Start-up cost (everyone knows how to kira this)
2. Operating cost (smart ones keep 3-6 months reserve)
3. Shutdown cost (nobody talks about this)

That third cost? The emergency fund that lets you walk away clean. No additional losses. No new debts. Freedom to reset and try again.

I never budgeted for shutdown. Most don't.

That's why I pivoted to network marketing.
No shutdown costs - walk away anytime, zero penalties.
No monthly overhead - no rent, salaries, inventory.
Start-up cost? Fraction of my old RM25k monthly burn.

Some see network marketing as "not real business."
I see it as business without the death trap.

Despite losing RM200k, I still believe business builds wealth better than employment. But only if the business doesn't drain you first.

Too many entrepreneurs get wiped out by overhead before they find success. Creativity dies when you're choosing which bill to pay.

Peace of mind knowing your business won't bankrupt you?
That's when real innovation happens.
That's when businesses thrive instead of just survive.

Want to avoid my expensive mistakes?

I'm running a masterclass dissecting business risks most entrepreneurs miss. The framework that would've saved me RM200k and years of stress.

How to assess if your business will free you or trap you.

Register here: [LINK]

Don't learn shutdown costs the hard way.

Kon

P.S. That RM60k debt? I'm still paying for it. Don't be me. Good news is, the debt is shrinking lah.